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	<title>Financial Enlightenment Club &#124; REIA &#187; general</title>
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	<link>http://financialenlightenmentclub.com</link>
	<description>The Best REIA Club to Network, Empower &#38; Prosper in Real Estate Investing  2010</description>
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		<title>Housing And Mortgage : The Experts Make Their 2012 Predictions</title>
		<link>http://financialenlightenmentclub.com/2012/01/08/housing-and-mortgage-the-experts-make-their-2012-predictions/</link>
		<comments>http://financialenlightenmentclub.com/2012/01/08/housing-and-mortgage-the-experts-make-their-2012-predictions/#comments</comments>
		<pubDate>Sun, 08 Jan 2012 08:46:05 +0000</pubDate>
		<dc:creator>karen</dc:creator>
				<category><![CDATA[fec articles]]></category>
		<category><![CDATA[general]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[real estate 2012]]></category>
		<category><![CDATA[real estate market info]]></category>

		<guid isPermaLink="false">http://financialenlightenmentclub.com/?p=3523</guid>
		<description><![CDATA[As the new year begins, there are no shortage of stories telling us what to expect in 2012. Housing finished 2011 with momentum and mortgage rates closed at the lowest rates of all time. Some expect those trends to continue through the first quarter and beyond. Others expect a Share this on Facebook Add to [...]]]></description>
		<wfw:commentRss>http://financialenlightenmentclub.com/2012/01/08/housing-and-mortgage-the-experts-make-their-2012-predictions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>#6 OF T H E 6 TAX MOVES TO MAKE BEFORE DECEMBER 31ST</title>
		<link>http://financialenlightenmentclub.com/2011/12/18/6-of-t-h-e-6-tax-moves-to-make-before-december-31st/</link>
		<comments>http://financialenlightenmentclub.com/2011/12/18/6-of-t-h-e-6-tax-moves-to-make-before-december-31st/#comments</comments>
		<pubDate>Sun, 18 Dec 2011 11:00:08 +0000</pubDate>
		<dc:creator>ajish</dc:creator>
				<category><![CDATA[fec articles]]></category>
		<category><![CDATA[Free Stuff]]></category>
		<category><![CDATA[general]]></category>
		<category><![CDATA[Taxes & Tips]]></category>
		<category><![CDATA[tax tips]]></category>

		<guid isPermaLink="false">http://financialenlightenmentclub.com/?p=3393</guid>
		<description><![CDATA[Go green: The cold weather currently is a good prompter for you to make energy-efficient improvements to your home so you can take advantage of the Residential Energy Tax Credit. ]]></description>
		<wfw:commentRss>http://financialenlightenmentclub.com/2011/12/18/6-of-t-h-e-6-tax-moves-to-make-before-december-31st/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>#5 OF T H E 6 TAX MOVES TO MAKE BEFORE DECEMBER 31ST</title>
		<link>http://financialenlightenmentclub.com/2011/12/17/5-of-t-h-e-6-tax-moves-to-make-before-december-31st/</link>
		<comments>http://financialenlightenmentclub.com/2011/12/17/5-of-t-h-e-6-tax-moves-to-make-before-december-31st/#comments</comments>
		<pubDate>Sat, 17 Dec 2011 11:00:38 +0000</pubDate>
		<dc:creator>ajish</dc:creator>
				<category><![CDATA[fec articles]]></category>
		<category><![CDATA[Free Stuff]]></category>
		<category><![CDATA[general]]></category>
		<category><![CDATA[Taxes & Tips]]></category>
		<category><![CDATA[tax tips]]></category>

		<guid isPermaLink="false">http://financialenlightenmentclub.com/?p=3391</guid>
		<description><![CDATA[Be charitable:  Donating money is usually deductible — as long as you itemize. If you are donating your services, only mileage is deductible, and not the time you spent. ]]></description>
		<wfw:commentRss>http://financialenlightenmentclub.com/2011/12/17/5-of-t-h-e-6-tax-moves-to-make-before-december-31st/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>#3 OF T H E 6 TAX MOVES TO MAKE BEFORE DECEMBER 31ST</title>
		<link>http://financialenlightenmentclub.com/2011/12/15/3-of-t-h-e-6-tax-moves-to-make-before-december-31st/</link>
		<comments>http://financialenlightenmentclub.com/2011/12/15/3-of-t-h-e-6-tax-moves-to-make-before-december-31st/#comments</comments>
		<pubDate>Thu, 15 Dec 2011 11:00:24 +0000</pubDate>
		<dc:creator>ajish</dc:creator>
				<category><![CDATA[fec articles]]></category>
		<category><![CDATA[Free Stuff]]></category>
		<category><![CDATA[general]]></category>

		<guid isPermaLink="false">http://financialenlightenmentclub.com/?p=3387</guid>
		<description><![CDATA[Cut your losses:  The end of the year is a great time to review your investment portfolio and your asset allocation. ]]></description>
		<wfw:commentRss>http://financialenlightenmentclub.com/2011/12/15/3-of-t-h-e-6-tax-moves-to-make-before-december-31st/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>#2 OF T H E 6 TAX MOVES TO MAKE BEFORE DECEMBER 31ST</title>
		<link>http://financialenlightenmentclub.com/2011/12/14/2-of-t-h-e-6-tax-moves-to-make-before-december-31st/</link>
		<comments>http://financialenlightenmentclub.com/2011/12/14/2-of-t-h-e-6-tax-moves-to-make-before-december-31st/#comments</comments>
		<pubDate>Wed, 14 Dec 2011 12:00:41 +0000</pubDate>
		<dc:creator>ajish</dc:creator>
				<category><![CDATA[fec articles]]></category>
		<category><![CDATA[Free Stuff]]></category>
		<category><![CDATA[general]]></category>
		<category><![CDATA[Taxes & Tips]]></category>
		<category><![CDATA[tax tips]]></category>

		<guid isPermaLink="false">http://financialenlightenmentclub.com/?p=3384</guid>
		<description><![CDATA[Max out your retirement accounts: Whether your company matches your contribution or not, your 401(k) is still one of your top savings vehicles, and you should fund it as much as possible by year-end.]]></description>
		<wfw:commentRss>http://financialenlightenmentclub.com/2011/12/14/2-of-t-h-e-6-tax-moves-to-make-before-december-31st/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Thanksgiving Recipe &#8211; Pilgrim Pies</title>
		<link>http://financialenlightenmentclub.com/2011/11/21/thanksgiving-receipe/</link>
		<comments>http://financialenlightenmentclub.com/2011/11/21/thanksgiving-receipe/#comments</comments>
		<pubDate>Mon, 21 Nov 2011 07:00:14 +0000</pubDate>
		<dc:creator>Danette</dc:creator>
				<category><![CDATA[Free Stuff]]></category>
		<category><![CDATA[general]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[receipe]]></category>
		<category><![CDATA[thanksgiving]]></category>

		<guid isPermaLink="false">http://financialenlightenmentclub.com/?p=3231</guid>
		<description><![CDATA[If you think good old whoopie pies just can't be improved upon, just wait until you try these: pumpkin cookies filled with fluffy cream cheese frosting. They're guaranteed to be a popular new addition to your standard Thanksgiving dessert offerings.  ]]></description>
		<wfw:commentRss>http://financialenlightenmentclub.com/2011/11/21/thanksgiving-receipe/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Five strategies for pricing a home to sell</title>
		<link>http://financialenlightenmentclub.com/2011/11/03/five-strategies-for-pricing-a-home-to-sell/</link>
		<comments>http://financialenlightenmentclub.com/2011/11/03/five-strategies-for-pricing-a-home-to-sell/#comments</comments>
		<pubDate>Thu, 03 Nov 2011 10:00:55 +0000</pubDate>
		<dc:creator>ajish</dc:creator>
				<category><![CDATA[fec articles]]></category>
		<category><![CDATA[general]]></category>
		<category><![CDATA[Taxes & Tips]]></category>
		<category><![CDATA[asking price]]></category>
		<category><![CDATA[home listing]]></category>
		<category><![CDATA[house selling tips]]></category>
		<category><![CDATA[pricing strategies]]></category>

		<guid isPermaLink="false">http://financialenlightenmentclub.com/?p=3051</guid>
		<description><![CDATA[If you're a seller, you and your real estate agent should identify (and agree on) the approximate value of the property. Let's say you determine your home is worth around $500K, based on comparables of similar properties sold in your neighborhood and other market considerations. ]]></description>
		<wfw:commentRss>http://financialenlightenmentclub.com/2011/11/03/five-strategies-for-pricing-a-home-to-sell/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Renegotiate Price Reductions After Your Home Inspection</title>
		<link>http://financialenlightenmentclub.com/2011/07/24/how-to-renegotiate-price-reductions-after-your-home-inspection/</link>
		<comments>http://financialenlightenmentclub.com/2011/07/24/how-to-renegotiate-price-reductions-after-your-home-inspection/#comments</comments>
		<pubDate>Sun, 24 Jul 2011 06:09:38 +0000</pubDate>
		<dc:creator>karen</dc:creator>
				<category><![CDATA[Deals-Leads]]></category>
		<category><![CDATA[fec newbie tips]]></category>
		<category><![CDATA[general]]></category>
		<category><![CDATA[getting started]]></category>
		<category><![CDATA[Rehabbing]]></category>
		<category><![CDATA[home inspection]]></category>
		<category><![CDATA[investor property purchase]]></category>
		<category><![CDATA[negotiating investment deals]]></category>
		<category><![CDATA[renegotiate property purchase]]></category>

		<guid isPermaLink="false">http://financialenlightenmentclub.com/?p=2931</guid>
		<description><![CDATA[How to Renegotiate Price Reductions After Your Home Inspection----Have your agent write an addendum to the purchase agreement asking for the lower sales price. She will cite the inspection results and itemize, with costs to repair, all defective items or those that require replacement Place a time limit for a response from the sellers. Forty-eight hours is standard in some markets.]]></description>
		<wfw:commentRss>http://financialenlightenmentclub.com/2011/07/24/how-to-renegotiate-price-reductions-after-your-home-inspection/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What If the House Appraisal Is Less Than the Asking Price?</title>
		<link>http://financialenlightenmentclub.com/2011/07/22/what-if-the-house-appraisal-is-less-than-the-asking-price/</link>
		<comments>http://financialenlightenmentclub.com/2011/07/22/what-if-the-house-appraisal-is-less-than-the-asking-price/#comments</comments>
		<pubDate>Fri, 22 Jul 2011 06:00:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Escrows]]></category>
		<category><![CDATA[general]]></category>
		<category><![CDATA[getting started]]></category>
		<category><![CDATA[Property Improvement Ideas]]></category>
		<category><![CDATA[Rehabbing]]></category>
		<category><![CDATA[fidelity title]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[investor friendly escrow agent]]></category>
		<category><![CDATA[investor friendly title company]]></category>
		<category><![CDATA[Melany Collett]]></category>

		<guid isPermaLink="false">http://financialenlightenmentclub.com/?p=2926</guid>
		<description><![CDATA[While buyers and sellers complain that foreclosure properties lower an appraisal's value, the Appraisal Institute argues that including such comparables provide valuable information about the nature of current market conditions. Most well-informed buyers will consider buying a foreclosed home that meets their living requirements and costs less than a similar house around the block. As a legitimate market factors, distressed properties can lower home values more than buyers and sellers realize.  JOIN US AT FEC/REIA ON JULY 28TH WHERE OUR GUEST SPEAKER MELANY COLLETT FROM FIDELITY TITLE WILL BE EXPLAINING EVERYTHING YOU NEED TO KNOW ABOUT "INVESTOR FRIENDLY TITLE AGENTS"]]></description>
		<wfw:commentRss>http://financialenlightenmentclub.com/2011/07/22/what-if-the-house-appraisal-is-less-than-the-asking-price/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding Settlement Statements</title>
		<link>http://financialenlightenmentclub.com/2011/07/21/understanding-settlement-statements/</link>
		<comments>http://financialenlightenmentclub.com/2011/07/21/understanding-settlement-statements/#comments</comments>
		<pubDate>Thu, 21 Jul 2011 18:35:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[fec event]]></category>
		<category><![CDATA[general]]></category>
		<category><![CDATA[getting started]]></category>
		<category><![CDATA[Title Companies]]></category>

		<guid isPermaLink="false">http://financialenlightenmentclub.com/?p=2919</guid>
		<description><![CDATA[JOIN US AT FEC ON JULY 28TH WHERE OUR GUEST SPEAKER MELANY COLLETT FROM FIDELITY TITLE WILL BE EXPLAINING EVERYTHING YOU NEED TO KNOW ABOUT "INVESTOR FRIENDLY TITLE AGENTS"]]></description>
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		<slash:comments>0</slash:comments>
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