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	<title>Financial Enlightenment Club &#124; REIA &#187; fec articles</title>
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	<description>The Best REIA Club to Network, Empower &#38; Prosper in Real Estate Investing  2010</description>
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		<title>Tax Due Dates for January 2012</title>
		<link>http://financialenlightenmentclub.com/2012/01/31/tax-due-dates-for-january-2012/</link>
		<comments>http://financialenlightenmentclub.com/2012/01/31/tax-due-dates-for-january-2012/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 05:11:54 +0000</pubDate>
		<dc:creator>ajish</dc:creator>
				<category><![CDATA[fec articles]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[tax penalty]]></category>

		<guid isPermaLink="false">http://financialenlightenmentclub.com/?p=3591</guid>
		<description><![CDATA[Please pay your tax on time.  Here are important dates to pay taxes in January 2012.  ]]></description>
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		<title>California December Home Sales</title>
		<link>http://financialenlightenmentclub.com/2012/01/26/california-december-home-sales/</link>
		<comments>http://financialenlightenmentclub.com/2012/01/26/california-december-home-sales/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 08:11:24 +0000</pubDate>
		<dc:creator>ajish</dc:creator>
				<category><![CDATA[fec articles]]></category>
		<category><![CDATA[california homes]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[home sales]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://financialenlightenmentclub.com/?p=3583</guid>
		<description><![CDATA[An estimated 37,734 new and resale houses and condos were sold statewide last month. That was up 15.5 percent from 32,669 in November, and up 4.2 percent from 36,215 for December 2010. ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Freddie Mac Now Permits Up To 12 Months Forbearance To Unemployed Borrowers</title>
		<link>http://financialenlightenmentclub.com/2012/01/24/freddie-mac-now-permits-up-to-12-months-forbearance-to-unemployed-borrowers/</link>
		<comments>http://financialenlightenmentclub.com/2012/01/24/freddie-mac-now-permits-up-to-12-months-forbearance-to-unemployed-borrowers/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 10:00:54 +0000</pubDate>
		<dc:creator>ajish</dc:creator>
				<category><![CDATA[fec articles]]></category>
		<category><![CDATA[federal housing]]></category>
		<category><![CDATA[freddie mac]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://financialenlightenmentclub.com/?p=3558</guid>
		<description><![CDATA[Freddie Mac today announced it is giving mortgage services expanded authority to provide six months of forbearance to unemployed borrowers without Freddie Mac's prior approval and up to an additional six months with prior approval. ]]></description>
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		<title>Tax Changes for 2012: A Checklist</title>
		<link>http://financialenlightenmentclub.com/2012/01/23/tax-changes-for-2012-a-checklist/</link>
		<comments>http://financialenlightenmentclub.com/2012/01/23/tax-changes-for-2012-a-checklist/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 10:00:01 +0000</pubDate>
		<dc:creator>ajish</dc:creator>
				<category><![CDATA[fec articles]]></category>
		<category><![CDATA[kidde tax]]></category>
		<category><![CDATA[minimum tax]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[tax credits]]></category>

		<guid isPermaLink="false">http://financialenlightenmentclub.com/?p=3565</guid>
		<description><![CDATA[As the new year rolls around, it's always a sure bet that there will be changes to the current tax law and 2012 is no different. Check out the new tax changes checklist 2012.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How Did Mortgage Rates Respond to The Jobs Report?</title>
		<link>http://financialenlightenmentclub.com/2012/01/22/how-did-mortgage-rates-respond-to-the-jobs-report/</link>
		<comments>http://financialenlightenmentclub.com/2012/01/22/how-did-mortgage-rates-respond-to-the-jobs-report/#comments</comments>
		<pubDate>Sun, 22 Jan 2012 10:00:18 +0000</pubDate>
		<dc:creator>ajish</dc:creator>
				<category><![CDATA[fec articles]]></category>
		<category><![CDATA[fixed rates]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[lending prices]]></category>
		<category><![CDATA[mortgage backed securities]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">http://financialenlightenmentclub.com/?p=3555</guid>
		<description><![CDATA[Mortgage Rates are simply on a tear...  New records were set yesterday and again today--granted, by only small margins each time and only with respect to borrowing costs.  The actual interest rates that constitute the best combination of monthly payment and fees for the best-qualified borrowers planning on keeping their home/mortgage an average amount of time have not changed.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>4 Best Real Estate Moves</title>
		<link>http://financialenlightenmentclub.com/2012/01/20/4-best-real-estate-moves/</link>
		<comments>http://financialenlightenmentclub.com/2012/01/20/4-best-real-estate-moves/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 10:00:27 +0000</pubDate>
		<dc:creator>ajish</dc:creator>
				<category><![CDATA[fec articles]]></category>
		<category><![CDATA[existing home sales]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[housing prediction]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage lender]]></category>
		<category><![CDATA[mortgage market]]></category>
		<category><![CDATA[reverse mortgage]]></category>

		<guid isPermaLink="false">http://financialenlightenmentclub.com/?p=3553</guid>
		<description><![CDATA[Ever since the housing market collapsed five years ago, buyers, sellers and investors have been climbing their way out of the rubble. Things have improved a little, but it's clear we're not there yet.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Top 5 Reasons to Buy a Home in 2012</title>
		<link>http://financialenlightenmentclub.com/2012/01/18/top-5-reasons-to-buy-a-home-in-2012-read-more-httpwww-quickenloans-comblogtop-5-reasons-buy-home-2012/</link>
		<comments>http://financialenlightenmentclub.com/2012/01/18/top-5-reasons-to-buy-a-home-in-2012-read-more-httpwww-quickenloans-comblogtop-5-reasons-buy-home-2012/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 10:00:43 +0000</pubDate>
		<dc:creator>ajish</dc:creator>
				<category><![CDATA[fec articles]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[home buying]]></category>
		<category><![CDATA[home ownership]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[tax deductions]]></category>
		<category><![CDATA[vacation homes]]></category>

		<guid isPermaLink="false">http://financialenlightenmentclub.com/?p=3551</guid>
		<description><![CDATA[The American dream of homeownership is a very feasible aspiration for 2012.  There are many benefits of owning a home. Yet some first-time buyers are skeptical of purchasing with the uncertainty surrounding the housing market.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Turning foreclosures into rentals</title>
		<link>http://financialenlightenmentclub.com/2012/01/16/turning-foreclosures-into-rentals/</link>
		<comments>http://financialenlightenmentclub.com/2012/01/16/turning-foreclosures-into-rentals/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 10:00:57 +0000</pubDate>
		<dc:creator>ajish</dc:creator>
				<category><![CDATA[fec articles]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[home owners]]></category>
		<category><![CDATA[home prices]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[rental properties]]></category>

		<guid isPermaLink="false">http://financialenlightenmentclub.com/?p=3549</guid>
		<description><![CDATA[Federal officials hope to launch a pilot program in early 2012 to convert government-owned foreclosures into rental properties.]]></description>
		<wfw:commentRss>http://financialenlightenmentclub.com/2012/01/16/turning-foreclosures-into-rentals/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Prices Down in 2011, but Market Stability Forecast for 2012</title>
		<link>http://financialenlightenmentclub.com/2012/01/14/home-prices-down-in-2011-but-market-stability-forecast-for-2012/</link>
		<comments>http://financialenlightenmentclub.com/2012/01/14/home-prices-down-in-2011-but-market-stability-forecast-for-2012/#comments</comments>
		<pubDate>Sat, 14 Jan 2012 12:00:16 +0000</pubDate>
		<dc:creator>ajish</dc:creator>
				<category><![CDATA[fec articles]]></category>
		<category><![CDATA[current price growth]]></category>
		<category><![CDATA[home prices]]></category>
		<category><![CDATA[home sales]]></category>
		<category><![CDATA[reo]]></category>

		<guid isPermaLink="false">http://financialenlightenmentclub.com/?p=3547</guid>
		<description><![CDATA[While year-over-year home price measurements notched down in 2011, prices are expected to see a slight uptick in 2012, according to Clear Capital.]]></description>
		<wfw:commentRss>http://financialenlightenmentclub.com/2012/01/14/home-prices-down-in-2011-but-market-stability-forecast-for-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Top 5 tax breaks for homeowners</title>
		<link>http://financialenlightenmentclub.com/2012/01/13/top-5-tax-breaks-for-homeowners/</link>
		<comments>http://financialenlightenmentclub.com/2012/01/13/top-5-tax-breaks-for-homeowners/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 08:00:11 +0000</pubDate>
		<dc:creator>ajish</dc:creator>
				<category><![CDATA[fec articles]]></category>
		<category><![CDATA[closing cost]]></category>
		<category><![CDATA[home owners]]></category>
		<category><![CDATA[HUD-1]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[mortgage interest]]></category>
		<category><![CDATA[personal home]]></category>
		<category><![CDATA[property tax]]></category>
		<category><![CDATA[real estate investment]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[tax tips]]></category>

		<guid isPermaLink="false">http://financialenlightenmentclub.com/?p=3544</guid>
		<description><![CDATA[Owning a home is one of those landmarks that signify financial adulthood. And one of the things that responsible financial adults do is get professional help when the situation requires it. Taxes are one of those areas that often do warrant calling the pros in. ]]></description>
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